Margo Privacy Policy – How We Protect Your Personal Data

At Margo, your privacy is not an afterthought. This policy explains exactly what data we collect, why we collect it, how we use it, and the rights you hold over your own information.

Last Updated: 1 January 2025

Your data is yours. Margo collects only what is necessary to provide you with a secure, personalised gaming experience. We do not sell your personal information to third parties for marketing purposes — ever. By using the Margo platform, you confirm that you have read and understood this Privacy Policy. If you have questions, contact us at support@margo.ws at any time.

1Who We Are

Margo operates the online gaming platform accessible at margo.ws. For the purposes of this Privacy Policy, Margo is the data controller — meaning we determine the purposes and means by which your personal data is processed when you use our platform.

Our platform provides Pakistani players with access to virtual sports, card games, roulette, baccarat, crash games including Aviator, ludo games, and live cricket scoring services. Each of these services involves the collection and use of personal data to varying degrees, all of which is described in this policy.

This Privacy Policy applies to all data collected through the Margo website at margo.ws, including data collected via any mobile browser session. If you have questions about how Margo handles your personal data, you can contact us directly at support@margo.ws.

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Margo protects the personal data of every Pakistani player — from account registration through to withdrawal and beyond.

2Personal Data We Collect

Margo collects the minimum amount of personal data necessary to operate your account, process transactions, verify your identity, and comply with applicable legal obligations. Below is a summary of the categories of data we collect.

Account & Registration Data

  • Full legal name
  • Email address
  • Pakistani mobile number
  • Date of birth (for age verification purposes)
  • Username and encrypted password
  • Preferred language and currency (PKR)

Identity Verification (KYC) Data

When required for account verification or to process larger withdrawals, Margo may collect:

  • Copy of a government-issued ID (such as CNIC, passport, or driver's licence)
  • Proof of address (utility bill, bank statement dated within 3 months)
  • Proof of ownership of your payment method (screenshot of wallet or bank account confirming name and account number)

Financial & Transaction Data

  • Deposit and withdrawal history
  • Payment method details (Easypaisa account number, JazzCash number, bank account details, partial card numbers — Margo never stores full card numbers)
  • Transaction amounts and timestamps in PKR
  • Bonus and promotional activity linked to your account

Gaming Activity Data

  • Game history — rounds played, bets placed, outcomes, cash-out times
  • Session duration and frequency data
  • Responsible gaming tool usage (limit settings, cooling-off periods)
  • Live cricket score page access and session data

Technical & Device Data

  • IP address and approximate geographic location (city/region level)
  • Device type, operating system, and browser
  • Pages visited, time spent on each page, click patterns
  • Session tokens and authentication data

Communications Data

  • Support tickets and live chat transcripts
  • Email correspondence with the Margo support team
  • Feedback and survey responses, where provided voluntarily

Margo does not collect sensitive personal data such as racial or ethnic origin, political opinions, religious beliefs, health data, or biometric data unless specifically required for regulatory compliance in rare circumstances, and only with your explicit consent.

3How We Collect Your Data

Margo collects personal data through the following channels:

Directly from You

Most of the data Margo holds about you is provided directly by you — when you register your account, complete identity verification, make a deposit, place a bet, contact support, or update your account settings. You are in control of what you share with us, though some information is required to use the platform.

Automatically During Platform Use

When you access the Margo website, we automatically collect technical and behavioural data including your IP address, device information, browser type, and your activity on the platform. This data is collected via server logs, session cookies, and similar technologies described in Section 7 of this policy.

From Payment Processors

When you make a deposit or withdrawal via Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, or Visa/Mastercard, Margo receives confirmation of the transaction from the payment processor. This includes transaction reference numbers, amounts, timestamps, and the identifier of your payment account. Margo does not receive or store full card numbers — these remain with your payment provider.

From Identity Verification Providers

Where Margo uses a third-party KYC service to verify identity documents, that provider shares a verification outcome (approved / not approved) and the document information with Margo. The full document image is handled securely and in accordance with the provider's own privacy standards.

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Every data interaction on Margo is secured — your information stays private and is never sold to third parties.

4Why We Use Your Personal Data

Margo uses your personal data for the following purposes. We only process data where we have a legitimate reason to do so, as described in Section 5.

Purpose Data Used Why It's Necessary
Account creation & management Name, email, mobile, DOB, password To create and maintain your Margo account
Age & identity verification KYC documents, DOB Legal requirement — players must be 18+
Processing deposits & withdrawals Payment method details, transaction data To move your PKR funds securely
Fraud & security prevention IP address, device data, transaction history To protect you and the platform from fraud
Responsible gaming compliance Gaming activity, session data, limit settings To identify and support players at risk
Customer support Communications data, account data To resolve queries and complaints effectively
Platform improvement Anonymised usage & behavioural data To improve game features and user experience
Legal & regulatory compliance Transaction records, KYC data To meet anti-money laundering obligations

Margo does not use your personal data to build profiles for sale to advertisers or data brokers. Any use of data for personalisation on Margo — such as showing you game recommendations — is done entirely within the Margo platform and does not involve sharing your data with third-party advertisers.

5Legal Basis for Processing Your Data

Margo processes your personal data under one or more of the following legal bases:

  • Contractual necessity: Processing your registration data, transaction data, and gaming activity is necessary to perform the contract between you and Margo — i.e., to provide you with the gaming services you signed up for.
  • Legal obligation: Margo is required by applicable law and regulatory requirements to collect and retain certain data — particularly for anti-money laundering (AML) compliance, age verification, and financial record-keeping.
  • Legitimate interests: Margo processes some data on the basis of legitimate interests — for example, using technical and device data to detect fraud and protect the security of the platform. We balance our legitimate interests against your privacy rights and only process data where our interests do not override yours.
  • Consent: Where Margo processes data for optional purposes — such as sending you promotional emails about new games or offers — we will ask for your explicit consent first. You can withdraw that consent at any time through your account settings or by contacting support.

6Sharing Your Personal Data

Margo does not sell your personal data. We share your data only with the following categories of trusted third parties, and only to the extent necessary for the specific purpose described.

Payment Processors

When you deposit or withdraw funds, Margo shares the necessary transaction information with your chosen payment provider — Easypaisa, JazzCash, NayaPay, SadaPay, your bank (for IBFT), or Visa/Mastercard's processing network. These providers have their own privacy policies governing how they handle your financial data.

Identity Verification (KYC) Providers

Margo may use a third-party identity verification service to check the authenticity of documents submitted for KYC. This provider receives your document data solely for verification purposes and is contractually prohibited from using it for any other purpose.

Game Software Providers

Margo's game library includes titles from third-party game studios and RNG certification bodies. These providers may receive anonymised session data for the purpose of game performance monitoring and fairness auditing. They do not receive personally identifiable information about individual Margo players.

Regulatory Authorities & Law Enforcement

Margo will disclose personal data to regulatory authorities or law enforcement agencies when required by law, court order, or regulatory directive. This includes reporting obligations under applicable anti-money laundering and counter-terrorism financing regulations. Margo will notify you of any such disclosure where legally permitted to do so.

IT & Security Service Providers

Margo uses trusted third-party infrastructure providers for web hosting, data storage, security monitoring, and fraud detection. These providers process personal data only on Margo's instructions and under strict data processing agreements that require them to protect your data to at least the same standard as Margo itself.

All third parties with whom Margo shares your data are contractually obligated to handle it securely, use it only for the specified purpose, and not retain it beyond the period necessary for that purpose.

7Cookies & Tracking Technologies

Margo uses cookies and similar tracking technologies to operate the platform, keep you logged in between sessions, understand how players use the site, and maintain security. This section explains what types of cookies Margo uses and how you can manage them.

A cookie is a small text file stored on your device by the Margo website. Cookies do not contain executable code and cannot access other files on your device. They are used to store session identifiers, preferences, and anonymised usage data.

You can manage your cookie preferences through your browser settings. Disabling optional cookies will not prevent you from using Margo, though it may reduce personalisation. Disabling required cookies will prevent the site from functioning correctly.

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Whether you're in Lahore or anywhere across Pakistan, Margo keeps your personal data secure and private at all times.

8How Margo Secures Your Data

Margo takes the security of your personal data seriously. We implement a range of technical and organisational measures to protect your information against unauthorised access, alteration, disclosure, or destruction.

Encryption

All data transmitted between your device and the Margo platform is encrypted using Transport Layer Security (TLS). This means that your login credentials, payment information, and personal data cannot be intercepted by third parties during transmission. Sensitive data stored in our systems — including passwords and payment identifiers — is encrypted at rest using industry-standard algorithms.

Access Controls

Access to personal data within Margo is restricted on a strict need-to-know basis. Only staff members whose role requires access to specific categories of data are permitted to view it, and all access is logged and audited. No Margo employee can access your full payment card numbers — these are tokenised at the point of entry.

Infrastructure Security

Margo's platform is hosted on infrastructure that undergoes regular security assessments, penetration testing, and vulnerability scanning. Our servers are protected by firewalls, intrusion detection systems, and DDoS mitigation tools. Security incidents are subject to a formal incident response procedure with defined notification timelines.

Your Responsibility

While Margo takes extensive steps to protect your data on our side, you also play an important role in keeping your account secure. Never share your Margo password with anyone, use a strong and unique password that you don't use on other sites, and contact us immediately at support@margo.ws if you suspect unauthorised access to your account.

9How Long We Keep Your Data

Margo retains personal data only for as long as necessary for the purpose it was collected, or as required by applicable law. Below is a summary of our standard retention periods.

  • Account data: Retained for the duration of your active account, plus a period of up to 5 years following account closure (for regulatory compliance and dispute resolution purposes).
  • Transaction and financial records: Retained for a minimum of 5 years from the date of the transaction, in accordance with financial record-keeping obligations.
  • KYC and identity documents: Retained for the duration of your account relationship with Margo, plus a minimum of 5 years following account closure.
  • Customer support communications: Retained for 2 years from the date of the communication, or longer if the communication relates to an unresolved dispute.
  • Analytics and technical data: Anonymised session data is retained indefinitely in aggregated form. Individual session logs are retained for up to 12 months.

When personal data is no longer required for any of the above purposes, Margo deletes or anonymises it securely. You may request earlier deletion of your data where legally permissible — see Section 10 for your rights.

10Your Privacy Rights

You have the following rights regarding the personal data Margo holds about you. To exercise any of these rights, contact us at support@margo.ws with your request and your registered account email address. We will respond within 30 days.

Right of Access

You can request a copy of all personal data Margo holds about you. We will provide this in a structured, commonly used format within 30 days of your request.

Right to Rectification

If any personal data we hold about you is inaccurate or incomplete, you have the right to have it corrected. Update basic details directly in your account settings, or contact support for other corrections.

Right to Erasure

You can request that Margo delete your personal data in certain circumstances — for example, if the data is no longer necessary for the purpose it was collected. Note that legal retention obligations may limit this right.

Right to Restriction

You can ask Margo to restrict the processing of your data in certain situations — for example, while the accuracy of data you have disputed is being verified.

Right to Data Portability

Where Margo processes your data by automated means on the basis of consent or contract, you can request a machine-readable copy of your data to transfer to another service.

Right to Object

You can object to Margo processing your data for purposes based on legitimate interests, including any profiling for platform improvement. You can also withdraw consent for optional communications at any time.

To exercise any of the rights above, email support@margo.ws from your registered email address with the subject line "Privacy Rights Request". We will verify your identity before processing the request and respond within 30 days. In some cases, legal obligations may limit what we can action — we will explain this clearly if it applies.

11Children's Privacy

The Margo platform is strictly for adults aged 18 and above. Margo does not knowingly collect personal data from anyone under the age of 18. If you are a parent or guardian and believe that a minor has created an account on Margo, please contact us immediately at support@margo.ws. We will investigate and, where confirmed, close the account and delete all associated personal data promptly.

Margo uses date-of-birth verification during registration and may request documentary age verification at any time. Any account where there is reasonable suspicion of the account holder being under 18 will be suspended pending verification.

12Changes to This Privacy Policy

Margo reviews this Privacy Policy regularly and may update it from time to time to reflect changes to our data practices, the services we offer, or applicable legal requirements. When material changes are made, we will:

  • Update the "Last Updated" date at the top of this page.
  • Send a notification email to all registered players at their registered email address, summarising the key changes.
  • Display a prominent notice on the Margo platform for a reasonable period following the update.

Your continued use of the Margo platform after the effective date of any updated Privacy Policy constitutes your acceptance of the changes. If you do not agree with any changes, you may close your Margo account by contacting support before the changes take effect.

We encourage you to review this page periodically so you remain informed about how Margo handles your personal data. The current version of this policy will always be accessible at margo.ws/privacy-policy.

13Contact Us & Privacy Complaints

If you have questions about this Privacy Policy or how Margo handles your personal data, our support team is available around the clock and will be happy to help.

Privacy Enquiries
support@margo.ws
We aim to respond to all privacy-related emails within 24 hours. For formal rights requests, please allow up to 30 days for a full response.

Live Chat Support
Available 24/7 once you are logged in to your Margo account. Live chat is ideal for quick queries about your data or account settings.

If you are not satisfied with Margo's response to a privacy complaint, you have the right to escalate the matter through the formal dispute resolution process described in the Margo Terms and Conditions.

Margo's Six Privacy Commitments to You

What "we protect your data" actually means at Margo — stated in plain terms

We Never Sell Your Data

Margo does not sell, rent, or trade your personal information to any third party for marketing, advertising, or commercial profiling purposes — full stop. Your data is used only to operate and improve your Margo experience.

Encryption on Every Layer

Your data is encrypted in transit with TLS and encrypted at rest in our secure database infrastructure. Passwords are hashed using modern algorithms — even Margo staff cannot read your password.

Minimum Data, Maximum Purpose

We collect only the data we genuinely need. If a purpose can be achieved with anonymised or aggregated data, we use that instead of personal identifiers. Less data collected means less risk to you.

You Control Your Data

Access, correct, export, or delete your data at any time by contacting the Margo support team. Your privacy rights are real — we have a clear internal process to honour them within 30 days.

Trusted Third Parties Only

Margo shares data with third parties only when necessary — and only with providers who are contractually bound to protect your data to the same standard we apply. No exceptions.

Transparent About Changes

If this Privacy Policy changes in a way that matters to you, Margo will email you directly before the change takes effect. We don't update policies quietly — you will always know what's changed and why.

Your Privacy Protected — Ready to Join Margo?

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Margo Cares About More Than Your Data

We protect your personal information and your wellbeing. Deposit limits, cooling-off periods, and self-exclusion tools are available to every player at any time through your account settings. For full guidance on playing safely, visit our Responsible Gaming page. Margo is for players aged 18 and above only.